Personal loan

Personal Loan Features & Benefits

1. Quick Approval Process

  • Get your loan approved in as little as 24 hours with our streamlined application process.

2. Flexible Loan Amounts

  • Borrow as little as ₹50,000 or as much as ₹25,00,000 based on your financial needs and eligibility.

3. Competitive Interest Rates

  • Enjoy attractive and competitive interest rates starting from 10.99% per annum.

4. Minimal Documentation

  • Simplified application process with minimal paperwork to ensure quick and hassle-free approvals.

5. No Hidden Charges

  • Transparent loan processing with no hidden fees or charges. All terms and conditions are clearly outlined upfront.

6. Flexible Repayment Options

  • Choose from various repayment tenures ranging from 12 to 60 months, allowing you to manage your finances better.

7. Easy EMI Calculations

  • Use our online EMI calculator to plan your loan repayment schedule and stay in control of your finances.

8. Balance Transfer Facility

  • Transfer your existing high-interest personal loans to LoanHai and enjoy lower interest rates and better terms.

9. Prepayment and Part-payment Options

  • Flexible prepayment options allow you to repay your loan earlier or make part-payments without hefty penalties.

10. Instant Online Access

  • Track your loan status, manage payments, and access account details anytime through our secure online portal.

Eligibility Criteria

  • Age: 21 to 60 years
  • Employment Type: Salaried employees, self-employed professionals, or business owners
  • Minimum Income: ₹15,000 per month (varies based on location and loan amount)
  • Credit Score: A good credit history with a score of 700 and above

Documentation Required

  • Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
  • Address Proof: Utility bills, rental agreement, or bank statement
  • Income Proof: Salary slips for the last 3 months, bank statements, or income tax returns
  • Employment Proof: Employment letter or business proof for self-employed applicants.

How to apply?

  • Fill out the above form with correct details
  • Our executive will call you for the verification and documents
  • Submit the documents and you are good to go.

About Us


At Loan Hai, we believe in making financial dreams a reality. Founded in 2010, our mission has always been to provide reliable and transparent loan services to individuals and businesses across India. Whether you’re looking to buy your dream home, start a new venture, or simply need financial support, Loan hai is here to help you navigate through every stage of your financial journey.


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Loanhai.com


  •   +91 8700741316

  •   enquiry@loanhai.com