Home loan

Flexible Loan Amounts

• Customizable Amounts: Choose from a range of loan amounts to match your budget and home buying needs.
• High Loan-to-Value (LTV) Ratio: Finance up to 85-90% of the property value, making it easier to afford your dream home.

Competitive Interest Rates

• Attractive Rates: Enjoy low and competitive interest rates that reduce your overall loan cost.
• Fixed and Floating Options: Choose between fixed and floating interest rates based on your financial preferences.

Long Repayment Tenure

• Extended Tenure: Benefit from repayment periods of up to 30 years, allowing for manageable monthly payments.
• Flexible Terms: Adjust the tenure to suit your financial planning and repayment capability.

Easy Application Process

• Online Application: Apply for your home loan online with a user-friendly application form.
• Quick Approvals: Streamlined processing ensures rapid approval, so you can proceed with your purchase without delay.

Minimal Documentation

• Simplified Requirements: Reduce paperwork with a straightforward documentation process.
• Digital Submissions: Submit documents digitally for added convenience and faster processing.

Pre-Approved Loans

• Instant Pre-Approval: Get pre-approved for a home loan based on your credit profile, enhancing your bargaining power with sellers.
• Secure Your Dream Home: Lock in favorable terms before finalizing your home purchase.

Balance Transfer Facility

• Lower Your EMI: Transfer your existing home loan to LoanHai for better interest rates and reduced EMIs.
• Easy Transfer Process: Enjoy a hassle-free balance transfer with minimal documentation and quick processing.

Top-Up Loan Facility

• Additional Funding: Avail a top-up loan on your existing home loan for renovations or other financial needs.
• Convenient and Fast: Access extra funds without a separate loan application process.