Home Loan Features and Benefits

At LoanHai, we offer a range of home loan features designed to make your journey to owning a home as seamless and rewarding as possible. Discover the unique benefits that set our home loan solutions apart.

Features of Loan Hai Home Loans

  • Flexible Loan Amounts

    • Customizable Amounts: Choose from a range of loan amounts to match your budget and home buying needs.
    • High Loan-to-Value (LTV) Ratio: Finance up to 85-90% of the property value, making it easier to afford your dream home.
  • Competitive Interest Rates

    • Attractive Rates: Enjoy low and competitive interest rates that reduce your overall loan cost.
    • Fixed and Floating Options: Choose between fixed and floating interest rates based on your financial preferences.
  • Long Repayment Tenure

    • Extended Tenure: Benefit from repayment periods of up to 30 years, allowing for manageable monthly payments.
    • Flexible Terms: Adjust the tenure to suit your financial planning and repayment capability.
  • Easy Application Process

    • Online Application: Apply for your home loan online with a user-friendly application form.
    • Quick Approvals: Streamlined processing ensures rapid approval, so you can proceed with your purchase without delay.
  • Minimal Documentation

    • Simplified Requirements: Reduce paperwork with a straightforward documentation process.
    • Digital Submissions: Submit documents digitally for added convenience and faster processing.
  • Pre-Approved Loans

    • Instant Pre-Approval: Get pre-approved for a home loan based on your credit profile, enhancing your bargaining power with sellers.
    • Secure Your Dream Home: Lock in favorable terms before finalizing your home purchase.
  • Balance Transfer Facility

    • Lower Your EMI: Transfer your existing home loan to LoanHai for better interest rates and reduced EMIs.
    • Easy Transfer Process: Enjoy a hassle-free balance transfer with minimal documentation and quick processing.
  • Top-Up Loan Facility

    • Additional Funding: Avail a top-up loan on your existing home loan for renovations or other financial needs.
    • Convenient and Fast: Access extra funds without a separate loan application process.

How to Apply

  1. Fill out the form above with the correct details
  2. Our executive will contact you for documents and to understand your requirements
  3. Prepare the necessary documents for a hassle-free application
  4. Use our online eligibility calculator to see how much you can borrow.