• Competitive Interest Rates

    • Benefit from reduced interest rates compared to your existing home loan, potentially saving a significant amount on your EMIs.
  • Flexible Loan Tenure

    • Choose a tenure that suits your financial plan, ranging from 5 to 30 years, allowing you to manage your repayments comfortably.
  • Simple Transfer Process

    • Our streamlined transfer process ensures a hassle-free experience with minimal documentation and quick approvals.
  • Top-Up Loan Option

    • Avail additional funds for renovation, repairs, or other personal needs with a top-up loan facility on your transferred home loan.
  • Balance Transfer with EMI Calculator

    • Use our easy-to-use EMI calculator to estimate your savings and plan your budget effectively before initiating the transfer.
  • No Hidden Charges

    • Enjoy transparent terms with no hidden costs. We provide a clear breakdown of all applicable fees upfront.
  • Flexible Repayment Options

    • Choose from a range of repayment options to suit your cash flow, including fixed and floating interest rates.
  • Dedicated Support

    • Receive assistance from our dedicated customer support team throughout the transfer process, ensuring a smooth transition.
  • Prepayment and Foreclosure Facility

    • Make partial prepayments or foreclose your loan without incurring hefty penalties, offering you greater control over your loan repayment.
  • Eligibility Across Banks and Financial Institutions

    • Transfer your home loan from any bank or financial institution to LoanHai with ease, provided you meet the basic eligibility criteria.


  • Reduced EMI Burden

    • Lower your monthly outflow with a reduced interest rate, making your EMIs more manageable and increasing your savings.
  • Cost Savings

    • Potentially save thousands of rupees over the loan tenure by opting for a lower interest rate, allowing you to redirect funds to other priorities.
  • Improved Loan Terms

    • Take advantage of better loan terms, such as extended tenure or more favorable interest rates, improving your overall financial health.
  • Access to Additional Funds

    • Utilize the top-up loan facility to access extra funds for home improvements or other personal requirements without having to take a separate loan.
  • Enhanced Financial Planning

    • Benefit from our EMI calculator and detailed loan statements to plan your finances better and stay informed about your loan status.

How to apply?

Step 1:  Fill out the above form with the correct details.

Step 2: After filling out the form, our executive will contact you to understand your needs and requirements.

Step 3: Submit the necessary documents, and you are good to go